Turn Every Passenger into a Revenue Opportunity

In today’s travel industry, every passenger can be more than just a ticket sale—they can be a source of additional income.

In the past, airlines tapped into interchange fees by issuing loyalty cards through international card schemes. However, rising fees and low merchant acceptance have reduced tourist satisfaction and limited the value these programs deliver.

Now, local card schemes are proving far more lucrative. Under the Global Digital Local Currency Program, IraqPay serves as a hub for multiple local payment schemes across different geographies and currencies. This opens the door for airlines to launch a new generation of loyalty cards in partnership with overseas banks.

Here’s how it works:

• Passengers can BUY tickets using their trusted local payment scheme, significantly lowering costs and transaction fees.

• Upon arrival, these same cards give passengers direct digital access to the local currency they need—through regulated channels, in partnership with their home bank.

• The result? Happier customers, lower payment costs, and new revenue streams for airlines.

With IraqPay, you can transform your loyalty program into a global payment advantage—driving both passenger satisfaction and airline profitability.